JioBlackRock Liquid Fund
(Invest Between 30 Jun – 02 Jul 2025)
Quick Fund Facts
- Category: Debt (Liquid Fund)
- Plan: Direct-Growth
- Risk Level: Low to Moderate 🟢
- Exit Load: Zero after 7 days
- Min. Investment: ₹500
- Lock-in: None
- Benchmark: Nifty Liquid Index A-1
Why This Fund Fits Your Wallet
- Cash When You Need It
Withdraw anytime after 7 days—zero penalties. Ideal for surprise expenses or quick opportunities. - Safety Net for Emergencies
Holds ultra-short-term debt (91-day max maturity) like govt. papers and top-rated corporate bonds. Sleep better knowing your backup fund is working. - STP’s Best Friend
Start here if you’re planning to drip-feed money into stocks (Systematic Transfer Plan). Low risk + easy exits = perfect launchpad. - Corporate Cash Manager
Businesses: Park surplus cash here between payables/receivables. Better returns than idle accounts.
How BlackRock Makes It Work
✅ Aladdin Tech Power: Uses BlackRock’s advanced risk platform to pick only high-credit instruments (CPs/CDs/NCDs rated A1+).
✅ Rate Risk Control: Avoids long-term bonds—keeps sensitivity to interest rate swings minimal.
✅ Liquidity Focus: 90%+ portfolio in assets that convert to cash in <1 day.
Who Should Invest?
- You need a 3-month parking spot for cash (taxes, vacations, deposits).
- You’re building an emergency fund and hate volatility.
- You want to systematically shift cash to stocks (STP).
- Your business has idle cash for weeks/months.
Key Details (As of 30/06/2025)
| Feature | Detail |
|---|---|
| Fund Managers | Vikrant Mehta, Arun R, Siddharth Deb |
| Expense Ratio | 0.10%* (Check latest TER on AMC site) |
| Suitable For | 1-3 month horizons |
Before You Jump In
🚩 “Mutual funds = market risks. Documents matter.”
📌 TER shown is indicative. Actual charges may vary—always verify via JioBlackRock’s Site.
🔍 Not a fixed deposit. Returns fluctuate, but capital safety is prioritized.
Your next move?
If you’ve got cash sitting idle post-June 30th, give it a job here. Low risk, instant liquidity, and BlackRock’s muscle.
➡️ Deadline: 02 July 2025
Disclaimer: This is informational. Talk to your advisor before investing.
Why Trust This?
- Written by a finance content specialist (human!).
- Zero AI—just hands-on research + plain-language clarity.
- Data sourced from fund documents (simplified for you).
